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Hello, I enjoy the forum very much, and I will appreciate any answer that will assist with my current situation.
I am 29 years old, and I am in the application process of becoming an officer in the Navy’s nuclear propulsion program. I meet most of the requirements from physical to academic, however due to the downturn in the economy my credit has suffered tremendously.
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Lots of talk about unfair mortgage practices, but how about “penalty” interest rates on credit cards? My highest one (Washington Mutual, also my home bank) is now at 31.4%, despite the fact I have never been late or missed a ppayment on the card. I am in a dispute with a hospital which turned a bill over to collections after I refused to pay for double-billed visits — that is what kicked my interest rate up across the board with the four or five different cards I have.
Loans between institutions continue to be issued and traded, and corporate lending remains a booming practice. At the core of these activities is the credit agreement–a complicated document that often acts as an obstacle even to the professionals and support personnel who work with it every day.
From determining the terms of the agreement to managing defaults, assignments, and competitive bids, this comprehensive reference tool unlocks the heart and soul of the loan market for institutional investors and professionals in financial and corporate lending firms. Operations personnel who are responsible for executing and managing credit agreements will find it invaluable.
